Most of us have fond memories of running to the ice cream van when we were kids. Buying ice cream from an ice cream van was always a treat, whether it was after playing outside on a sunny day, or just because we had a craving for something sweet. But did you know that those same ice cream vans need insurance?
Like any other vehicle on the road, ice cream vans are required by law to have insurance. This blog post will give you the scoop on everything you need to know about ice cream van insurance. So, whether you’re a fan of these nostalgic vehicles or thinking about starting your own ice cream business, read on to learn more about this necessary type of coverage!
1. What type of ice cream van insurance do you need, and how much does it cost?
There are a few different types of insurance that you may need for your ice cream van. The most common type of coverage for these vehicles is specialist vehicle insurance, which covers the cost of repairs or replacement if your van is damaged or stolen. It may also cover your van’s permanent fixtures and fittings which can be quite costly. Specialist vehicle insurance prices typically start at around £600 per year.
2. How to get the best deal on your ice cream van insurance
Like any other type of insurance, you can get the best deal on ice cream van insurance by shopping around and comparing policies. You should also read the small print on any policy you’re considering, as there may be exclusions or limitations that apply to your specific situation.
3. What to do if you’re in an accident while driving your ice cream van
If you’re in an accident while driving your ice cream van, it’s essential to know what to do. The first thing you should do is call the police and make sure everyone is okay. You’ll also need to exchange insurance information with the other driver and report the accident to your insurance company as soon as possible.
4. What happens if your ice cream van is stolen or damaged
If your ice cream van is stolen or damaged, it’s essential to report it to your insurance company as soon as possible. You may be able to file a claim for the cost of repairs or replacement, depending on the type of insurance you have.
5. How to keep your ice cream van safe while driving
You can do a few things to keep your ice cream van safe while driving. First, be sure to obey all traffic laws and never drive recklessly. You should also make sure your van is well-maintained and in good condition and always keep it locked when it’s not in use. By following these tips, you can help reduce the risk of an accident or theft.
If you are looking for the reliable ice cream van insurance, contact Catering insurance to help you with the best available insurance policies!